PREGNANCY and INSURANCE

CONGRATULATIONS to all mommy to be. I stumble upon an article regarding Covid19 Vaccine and pregnancy. Just click the link to check out to know more. I am pretty sure you have check with your gynaecologist.

Do you know that now you can apply insurance for your unborn baby from 14 weeks gestation.

Do you even wonder WHY GET SO EARLY?

Here let me share a few pointers why is it advisable;

• When baby is born, there is no waiting period to worry.

Remember when you bought your first coverage the agent will inform you about the waiting period?

What is waiting period? - Waiting period is a span of time in which you cannot claim some or all the policy benefits from the insurer. The duration of the waiting period and its terms and conditions vary according to the policy and benefit type. Thus, it is essential to understand the duration and terms of the waiting period stated in your policy contract.

• When baby is born he or she is automatically covered.

Have you heard how many baby is born with sickness? Jaundice is one common scenario among us Asian. Do you know when one has a condition to apply for insurance coverage especially for medical is not easy? In WHO website, there is an article NEARLY 30 MILLION SICK AND PREMATURE NEWBORNS.

• Protect both mother and foetus

Protect both mother and foetus with coverage like Pregnancy Care Benefit that covers against possible pregnancy complications before birth, while Child Care Benefit would provide coverage from incubation to hospitalisation due to selected congenital conditions including neonatal jaundice as well as other congenital conditions up to age 5.

Feel free to connect with me or email me to ask me if there's more you need to know and that I may have provide an insight.

HAVE YOU THOUGHT OF A NAME FOR YOU DARLING BABY?

*disclaimer reference on coverage is base on Prudential as i am an advisor with Prudential.