WHY INSURANCE?

Often you meet an insurance agent you will turn around and run away. When was the last time you sit with them and start asking questions?

The advantage of insurance is instant access to the large amounts of money a disaster sometimes requires. If you put RM200 a month into savings instead of buying a insurance policy and you are hurt next month, you only have RM200 to see you through your recovery. Meanwhile the protection you get from the insurance company is base on whichever plan you have best chosen to suit to your affordability. SEE? With RM200 now might not be enough to a clinic visit too. (SOLUTION ON CLINIC VISIT coverage from AXA SMART MEDI OUTPATIENT) check it out!

SmartMedi Outpatient Brochure.pdf

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According to Statisca "For 2022, the forecasted gross medical cost trend in the Asia-Pacific region was highest in India, reaching approximately 23.5 percent. This was followed by Malaysia, where the forecasted gross medical cost trend amounted to around 16.2 percent."

We know medical pricing once goes up it will never come back down like our groceries. In face even groceries hardly come back down but we can still wait for deals and buy in bulk.

But this can never be done for medical. No one wants to be admitted and when one needed to, they can't choose wait till the hospital give special offer. That's how if works. So why not get a yourself well protected and diversified some of your savings to pay for a suitable plan in order to secure your savings in bank.

Remember why drain your hard earn savings onto medical bill when you can easily pay for a plan to assist your recovery.

picture above may seems rude but it is a reality.

So one is often encourage to take up a health coverage when you know you are very healthy. As i have seen and heard from colleague many clients only want to talk insurance when they know something is wrong with them but during that time there might be exclusion or loading on your plan. WHY WAIT if you can put aside a small amount to begin with.

Speak to your agent or just drop me a message to work out a suitable plan to fit your affordability.